Stablecoin banking, embedded

The complete stablecoin banking stack for platforms

Give your users a US-dollar account, cards, and instant cross-border payments — under your brand, through one API. KYC, custody, and compliance built in.

See API docs
9:41● ‹›
Wallet
Available balance
$5,000.00
Debit card•••• 8972
Deposit · São Paulo+$1,200.00
Payout · Bogotá−$480.00
FX · USD→BRL+$24.80

Connected to the rails your users already trust

150+
countries
10+
tier-1 banking partners
95%
T-0 settlement
20+
currencies
24/7
settlement operations
Global coverage · settlement in real time

Products

Everything to run money — as a service, through one API.

Give your users a bank. Built on stablecoins.

Stablecoins are digital US dollars — your users hold and spend dollars that settle in seconds, 24/7.

Launching a financial product still means licensing, banking partners, custody, and compliance — months of work before your first transaction. Stablecoins collapse that into a single integration.

Reconciliation & reporting Banking & payout rails Custody & security Compliance · KYC/AML FX & liquidity On & off-ramp Payment processing Wallet infrastructure Blockchain networks Stablecoin asset · USD

Instant. Borderless. Yours.

Instant

Settle in seconds, 24/7

No banking hours, no T+2. Value moves the moment your users need it.

Borderless

Across currencies & borders

Move value between currencies and countries on stablecoin rails.

Yours

Your brand, your economics

Your users, your economics — we stay invisible underneath.

International Accounts Live

The multi-currency account your users will live in. Stablecoin balances, dedicated wallets, full custody — without building infrastructure or holding a license yourself.

Dedicated USD account details — account no., routing & IBAN · USDC/USDT wallets

Your brand•••• 8972
Available balance
$5,000.00
USDBRLUSDC
Deposit · São Paulo+$1,200.00
FX · USD→BRL+$24.80

One API Live

Onboard, fund, move, and settle. KYC/KYB, on/off-ramps, cross-border payments, and FX between BRL and stablecoins — familiar primitives, no crypto expertise required.

PIX In/Out · signed webhooks · real-time reconciliation

# Move money, one call
POST /transfers
{
  "from": "USD",
  "to": "BRL",
  "amount": 1000,
  "rail": "pix"
}
→ settled · R$ 5,420.00

Cards Live

Stablecoin-backed debit cards, issued under your brand. Let users spend their balance anywhere Visa is accepted — no pre-funding to manage.

debit
•••• •••• •••• 8972
YOUR BRANDVISA
FreezeLimitsMCC

Conversion & settlement

PIX in, dollars out. Live

Take in PIX and settle in dollars — or pay out PIX from a stablecoin balance. BRL ↔ USDC/USDT, both directions, in seconds. Your users get a real dollar account; you get one integration.

PIX · BRLR$ 5.000,00
USDC · wallet$1,000.00
Settled · seconds · both directions
account no.routingIBANPIX

How it works

One integration. Your users never leave your brand.

STEP 01

Integrate one API

Add accounts, payments, and FX with a single REST integration — sandbox, SDK, and webhooks from day one.

STEP 02

Onboard your users

KYC/KYB, custody, and compliance run inside the flow — your users onboard under your brand, not someone else's.

STEP 03

Move & settle

Send, receive, convert, and settle across live rails and stablecoins — in seconds, 24/7.

What we do

Familiar banking primitives, composable through one API.

Live now

Embedded financeIdentity — KYC / KYBVirtual USD accounts · dedicated details On/off-ramp · PIX ↔ USDC/USDTPIX In / Out via APISigned webhooks & reconciliation Cross-border paymentsCustody & walletsPay-ins & payoutsCards

Coming soon

Subaccounts & splits Soon Agentic payments Beta Treasury Build on OZAV

Crypto isn't a separate product.

Fiat and stablecoins live in the same account — conversion happens behind the scenes.

Compliance isn't a separate layer.

KYC, KYB, AML, and monitoring are part of the flow — not something you build.

Use cases aren't separate products.

Payroll, rewards, treasury — you compose them from the same live primitives.

Built for developers

Build financial flows with one API. REST endpoints for onboarding, accounts, custody, ramps, and payments — using familiar banking primitives, no crypto expertise needed. Sandbox, webhooks, and docs from day one.

Read the docs
# Create a customer with KYC + a stablecoin wallet
POST /customers

{
  "name": "Maria Silva",
  "country": "BR",
  "currency": "USD"
}

→ 200 OK
{
  "id": "cus_8f2a…",
  "kyc_status": "verified",
  "wallet": "0x9e3…b21",
  "balance": 5000.00
}

Two ways to launch.

Start hosted, or integrate deep — same infrastructure underneath.

White Label

Hosted, live in weeks

A branded platform your clients use out of the box — accounts, payments, and cards under your name, with minimal engineering.

API

Deep integration

Embed every primitive directly in your product with one REST API — full control of the experience and the economics.

Who we serve

One platform, a tailored pitch for every kind of buyer.

Financial institutions

Platforms & businesses

Compliance built into the rails, not bolted on.

KYC, KYB, AML screening, transaction monitoring, and Travel Rule support come standard — part of the flow, not a separate layer you build. So you grow without owning the regulatory overhead.

KYCKYBAML screeningTransaction monitoringTravel Rule

Ready to embed banking into your product? Learn more.

Book a demo See API docs