Who we serve
OZAV for payroll & HR platforms
Pay workers across the Americas in local currency, dollars, or stablecoins — and give them an account that keeps the money working.
What you build on OZAV.
Composed from live primitives — accounts, payments, and FX — through one API.
Mass disbursement
Pay entire workforces in one batch across live rails.
Local currency
Workers paid in their currency via PIX, SPEI, SEPA, and more.
Worker accounts
Each worker gets a branded account that holds and spends.
Compliance & reporting
KYC/KYB and reporting handled on regulated infrastructure.
Capabilities you'll use
Payroll platforms move the money. Then the worker cashes out and the relationship ends.
Built for developers
Onboard your workers with one POST /customers call — idempotent, typed, and webhook-backed. Sandbox, TypeScript SDK, and docs from day one.
Read the docs# Onboard a user and open an account POST /customers { "name": "Maria Silva", "country": "BR", "currency": "USD" } → 200 OK { "id": "cus_8f2a…", "kyc_status": "verified", "wallet": "0x9e3…b21", "balance": 0 }
Security & controls
Every action on payroll & HR platforms runs on regulated infrastructure, with controls that satisfy compliance from day one.
Authorization required
No unilateral movement of funds — every privileged action is explicitly approved.
Expiring approval sessions
Approvals expire by default, limiting blast radius, with instant revocation.
Approval & per-transaction limits
Approval workflows plus per-transaction limits on external crypto transfers.
Tenant data isolation
Each client's data is isolated end to end with row-level security.
Compliance built in, not bolted on.
Compliance for payroll & HR platforms is part of the flow — KYC, KYB, AML screening, transaction monitoring, and Travel Rule support come standard, so you grow without owning the regulatory overhead.